• prearrange financing.
• research and recommend redding foreclosure properties as they come up.
• email mls listings, and hud homes to you on a weekly basis.
• have an intimate knowlege of redding real estate.
• represent you only, we are your real estate agents.
• knowledgeable in local real estate issues.
• sometimes we can actually stop foreclosure proceedings.

If you came here looking for a foreclosure list of properties being foreclosed on in Redding, sorry, we don’t supply them. We work very hard for our clients - and sometimes we even get paid for it. But, we never, ever, work for nothing. Do you? Would you believe a website, or a real estate agent that told you that he did? I wouldn’t believe anything they said after
they told me that.

“What about the sites that, for just a few bucks a month, give me hundreds,
or thousands, of foreclosures a month.”

You’ll find the foreclosure list to be old - too old. Or, 90% of them are out of Redding (Sacramento,Folsom, Fresno … etc.)  Remember, to a bank (say Bank of America), Northern California is all the same “territory”.  You will find a large percentage of these to be a FSBO.  These are For Sale By Owner listings.  Does it mean you get to buy a home cheap from a FSBO?
No.  These are usually overpriced homes sold by people who don't know how to sell real estate.  Since the buyer doesn't pay commissions anyway, there is no incentive in today's market for the buyer to mess with a FSBO.

“But, I’ll still get a couple of good leads a month, right?”

Maybe. Let's assume that after looking at hundreds of Redding foreclosures, you find JUST the right one. What do you do then? Have you ever dealt with the foreclosures department of a lender?  They act like they don’t want to sell the property - they really do. These are not nice people. They are not a 'sales department'.  Their customer service slogan is "Take Your Silly Problems Down The Hall To Someone Who Cares!"  There is no ‘clamoring to sell the house at pennies on the dollar’. That is a late night sales pitch designed to separate you from your credit card numbers.  Buying a bank foreclosure is not easy money - it's good money, but we have to work for it.

And again - you are doing all this work for nothing.  You don't save a dime by representing yourself.  Why?  Because the seller pays the commissions. The lender pays your Realtor.  What a deal.

What we do is a bit different than most real estate agents. First we find a client that we can work with.
 

Sounds easy doesn't it? Sometimes, it isn't. Out of every ten folks that we talk to, we find that about half will talk themselves out of taking action during the first phone call.  "I'm not quite ready yet.  I'll wait for the market to improve" or "interest rates to go down (or up) or not change", or they want to wait till after 'the holidays' (that's one day in November, and another in December). Or, they want to wait till Spring when the weather is good, or Summer when school is out, or Fall when school is IN, or winter when prices are down. We've heard 'em all, and they are all exactly what they sound like - excuses. They'll probably never get into the Redding real estate opportunity.

We actually get to work with one or two out of every ten that contact us. Probably one of the most important things that we look for is motivation.  I ask myself: “Does this person REALLY want our help?” Let me ask it again, and put the emphasis where it really belongs: “Does this person really WANT to buy real estate and get the BEST deals out there?”

The answer to this question is very important. Why? Because we spend many hundreds of hours working for our clients, and if they are not motivated to work with us, they’ll never get to do a foreclosure transaction. And if they don't buy something, we just worked hard, for a long time - for nothing.

You see, we can’t do it alone. Getting great deals in bank foreclosure property is certainly doable - but it takes work. And, we can't do it all.We might spend dozens of hours getting loan pre-approval, and tracking down the right hud homes, and finding just the right foreclosure home - but if we ask our client to get us copies of last years tax returns, and they don’t do it … we’re sunk.

So, we look for the rare person who has set a course, knows that success comes with work and commitment, and believes in hiring the best team to assist them in their goals. We look for the rare person who wants a professional to advise them in an honest and straightforward manner.

Do you subscribe to, and look at a foreclosure list on the internet every evening after work, and go to bed dreaming about what a great deal you’ll get? Maybe you even go so far as to talk to an agent about one of them - but, that didn’t get far, did it? Know why? Probably because the agent can’t see beyond the mls listings, doesn’t understand about Foreclosures - and doesn’t need to. Or, because the property has already been sold, or the note redeemed.

Finally, you realize that you’re wasting your money every month, and cancel the subscription to the foreclosure list. And if you think foreclosures aer hard to work with, hud homes are even worse. You either give up on foreclosures and hud homes as “too hard”, or “gotta have insider information to make it work.” 

It's probably just as well: The new job is a hassle, and the kids with the flu - maybe next year ... spring, "yea, that's it. After the holidays."

Two months later you realize your credit card is still being charged by the foreclosure "service" and you can't get them to stop.

And a year from now someone will tell you that they're working with a couple of Realtors that's helping them get a great deal on distressed property, they close in a couple of weeks - and you'll think, "Oh, that doesn't work.  I tried that, and it didn't work."

*****

I want to tell you a short story here. I have a hunting buddy, he’s a Neuro Surgeon. I think he’s a real smart guy. I really like him because he’s also just ‘a guy.’ I remember telling him once, sitting close to a campfire on a cold night, “It must be hard doing what you do.” He looked at me oddly, and asked why. I said, “Well, what I mean is, there must be a lot to know - you gotta be pretty smart to be a brain surgeon.” He smiled and said, “Yea, you’d think, huh.” After a moment of looking into his coffee he said, “You know Chuck, medical school is set up for people of average intelligence. Just average. I know my IQ, and its probably no higher than yours. It doesn’t take smarts, it takes education and dedication. It takes time and practice and training. Anything is easy - if you know how. Learning how is the hard part.”

Those words echo through my brain to this day. "It doesn't take smarts, it takes ... dedication ... time."

And, if you think about it, it’s true.

Remember the first time you drove a car? It took ALL of your concentration just to keep it between the lines, didn’t it? You had to pre-think and preplan that next right turn, “Turn signal, brakes, turn a bit … oh, too much, correct, ok foot off brake … keep turning …. accelerate, not too much … did the turn signal go off? Yes, good.” You did it, but it was hard, wasn’t it?

Look at yourself now. You’re threatening the kids in the back seat, adjusting your makeup, talking on a cellphone, adjusting the radio volume … AND doing a pretty good job of controlling a two ton SUV hurtling down the freeway at 75 miles per hour.

Are you able to do that because you are smart? No. Well, maybe you are - but that’s not how you acquired those skills. You can do all that because you practiced - you can do it because you have already learned how. And, by the way, if you get to feeling too smart, just look in the rear view mirror at those kids -- you did that!!!

I can hear you thinking, “WHAT IN THE WORLD DOES THAT HAVE TO DO WITH BUYING DISTRESSED PROPERTIES?” The answer is: everything in the world.

If you don’t know how - it’s hard. If you do - it’s easy. Professionals make their profession look easy. I don’t care what you do for a living: accountant, lawyer, hairdresser, plumber or bus driver. I can’t do any of those jobs - they look hard to me. But, someone who is a trained professional makes it look easy.

Now, I can learn to do my own plumbing the next time a pipe breaks - or I can hire a professional. I can learn to cut my own hair the next time I need a haircut, or I can hire a professional. Next time I need legal advice, I can go to school for four or six years and become a lawyer … or I can hire a professional.

You can spend the next twenty years learning what I’ve learned about finding deals in foreclosures and actually putting them together -- or you can hire a professional.  I make it look easy, because for me - it is.

Now, what would you think if I told you that you can hire a professional to help you make the best deals in real estate - and it costs you nothing. I’m not saying that I don’t get paid - I do (that’s why I call it ‘work’ and not ‘hobby’) I’m saying that I don’t get paid BY YOU. Now, there are some exceptions, but most, if not all of my fees are paid by the bank (the owner) - we’ll go over those exceptions in detail and in writing the first time we meet.

It makes NO sense for a buyer of any transaction to represent themselves. And, in the case of a bank owned property - it is usually not allowed by the seller. They don’t want to hold your hand through a transaction - they feel that is MY job - and they’ll pay me to do it.

(you thought I wasn’t going to try to sell you something? HA!)

If you are serious about WANTING to buy Foreclosures   click on this link    and fill out the one page questionnaire --- I’ll do some homework based on your answers and call you for an appointment.

If you are interested in continuing to fool yourself, day after day, “yea, I gotta get to that one of these days”, if you want to squeeze the last nickel out and try to save a few hundred bucks the wrong way (by representing yourself), if you just want to play games … be honest about it and  click here

I look forward to hearing from you, feel free to dial my office direct at 275-5087 and talk to either me or Marian.



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redding offers a lot of opportunity right now, and real estate in redding ca offers some great ownership and investment opportunities. we stop short of offering you a foreclosure list because it just won't do you any good. any real estate agent that just gives away raw data is not doing their job. redding california and california real estate in general is the place to invest right now - give us a call and discover why, and more importantly - how. forclosure property offers the best deals right now.

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